EMPLOYEE BENEFITS ATTORNEYS IN CHARLESTON, WEST VIRGINIA

When you work with an employer, you count on the benefits provided by that employer to help you in the short term and also to assist with your long-term goals. This relationship, built on trust, can erode quickly in the event that your employer or their insurance carrier tries to block you from getting the benefits you were counting on. In this situation, you may be able to recover those benefits after speaking with experienced lawyers. Lawyers can help you understand the key legal issues so that you can make an informed decision about what you’d like to do with your case. The right lawyers can make a big difference in terms of the outcome of your legal case.

WHAT TO DO WHEN YOUR BENEFITS ARE DENIED

Unfortunately, as a cost-cutting measure, some employers or their insurance companies may try to deny you the benefits you have rightfully earned. Fortunately, there is a federal law, the Employment Retirement Income Security Act (ERISA) that provides a legal means to obtain the benefits you deserve. If you find yourself in this situation, it’s imperative that you take action sooner rather than later.

YOU NEED SOMEONE PROTECTING YOUR RIGHTS

Your employer or the insurance company may count on you being unaware of the full spectrum of your rights and therefore hope that you don’t raise questions. It’s always best, however, to make sure that you know what your rights are and the best way to protect them now and in the future.

We are experienced at handling employee benefits matters. We use the employee benefits laws to overcome denial of coverage by employers. Our firm represents clients in employee benefits litigation involving:

• Health insurance

• Disability insurance

• Life insurance

• Pension benefits

We want to help you get the health and retirement benefits you deserve. We work hard to present a clear and compelling case so that you can have peace of mind and move forward confidently into the future.

WHEN YOUR BENEFITS ARE DENIED

Insurance companies look at employee benefits coverage in the same way they look at any other insurance claim. For them, it is a matter of dollars and cents. However, for you, denial of coverage can have a major negative effect on your life. If you are denied health insurance coverage, you may not receive the health care and treatment you need to cope with a serious illness.

Without disability benefits, you may struggle to make ends meet. Denial of pension rights may mean the difference between a retirement lived in comfort and one lived in poverty.

You do not have to passively accept the denial of your health, disability, or pension claims. Our attorneys will work to obtain the benefits you deserve. We understand the complexities involved in such claims, and how to build a strong and persuasive case designed to obtain the benefits you need.

YOU WILL NOT OWE ATTORNEY FEES UNLESS YOU RECOVER

In employee benefits cases, federal law states that the insurance company or fiduciary who denied the benefits will pay the plaintiff's attorney fees. If we do not recover benefits for you, you will not owe a fee.